Nepal Life Insurance announces new bonus rates for FY 2081/82

KATHMANDU: Nepal Life Insurance has announced its new bonus rates for the fiscal year 2081/82, offering policyholders bonuses ranging from Rs 55 to Rs 85 per thousand.

The company determined the new bonus rates based on its financial performance in the previous fiscal year and the actuarial evaluation of its liabilities.

The updated rates will apply to all types of life insurance policies issued under the company’s profit-sharing framework.

Despite challenging economic conditions, Nepal Life Insurance has successfully maintained a stable bonus rate, reflecting its strong strategic management, said CEO Praveen Raman Parajuli.

He extended gratitude to the board of directors, policyholders, insurance agents, employees, shareholders, regulatory bodies, and all stakeholders for their continued trust and support.

Under Traditional Life Policies (Safe Life, Jeevan Jyoti, Gramin Sawadhik, Sawadhik Laghu, Kid Life, Nishchit Bhavishya, Shiksha Life, Jeevan Laxmi, Jeevan Uday Single Premium), the bonus is:

• Rs 60 per thousand for policy durations of 0–10, 11–15, and 16–20 years

• Rs 70 per thousand for 21–25 years

• Rs 82 per thousand for 26–30 years and above

Under Traditional Life Policies (Naylo Safe, Naylo Kid Life):

• Rs 65 per thousand for 0–20 years

• Rs 72 per thousand for 21–25 years

• Rs 82 per thousand for 26–30 years and above

Under Traditional Life Policy – Jeevan Samunnat:

• Rs 56 per thousand for 0–20 years

• Rs 60 per thousand for 21–25 years

• Rs 70 per thousand for 26–30 years and above

Under Golden Future Life Insurance (Option 1 & 2):

• Rs 60 per thousand for 0–19 years

• Rs 62 per thousand for 20–25 years

• Rs 65 per thousand for 26–30 years and above

Under Golden Future Life Single Premium:

• Rs 55 per thousand for 0–19 years

• Rs 57 per thousand for 20–25 years

• Rs 60 per thousand for 26–30 years and above

Under Kid’s Golden Future Life Policy (Regular & Single Premium):

• Rs 60 per thousand for 0–19 years

• Rs 62 per thousand for 20–25 years

Under Traditional & Whole Life Policies (Jeevan Sahara, Anmol Life):

• Rs 60 per thousand for 0–20 years

• Rs 70 per thousand for 21–25 years

• Rs 82 per thousand for 26–30 years and above

Under Advance Payment Policies (Jeevan Samriddhi – 15 & 20 years):

• Rs 56 per thousand

Under Advance Payment Policies (Dhan Varsha, Naylo Dhan Varsha, Jeevan Unnati, Chhora Chhori, Sadabahar Life):

• Rs 56 per thousand across all durations

Under Advance Payment Policy – Naylo Jeevan Sambridhi:

• NRs 56 per thousand across all durations

Under Other Policies (Jeevan Sarathi):

• Rs 62 per thousand for 0–20 years

• Rs 72 per thousand for 21–25 years

• Rs 85 per thousand for 26–30 years and above

Nepal Life Insurance’s announcement reinforces its commitment to policyholders, ensuring stable returns even during volatile economic conditions.