Jyoti Bikas Bank’s ‘Super Smart Saving’ savings plan: These 15 facilities available free of charge & with special discounts

KATHMANDU: Jyoti Bikas Bank has launched its ‘Super Smart Savings’ savings plan, which includes appealing features, free services, and special discounts.

To commemorate its 15th anniversary, the bank has launched a deposit offer that includes 15 free services and special discounts for 15 months with a minimum balance of just 15 rupees.

Keeping consumers’ requirements in mind, the ‘Super Smart Savings’ savings account was established with the goal of delivering maximum benefits to clients while also enriching them financially.

Customers will be able to use the account to begin investing in stocks as well as saving.

Customers will receive twice as many benefits from this savings account as they would from other savings accounts currently on the market.

In this savings account, customers can get the following 15 features free of charge and with special discounts for 15 months with a minimum balance of 15:

1. The highest interest rate is 7.5 percent

2. Free cash withdrawal up to 2 times a month from ATMs of other banks

3. Free Mobile Banking Service

4. Free debit card

5. Monthly interest payments

6. Free demat account

7. Free Demat renewal

8. Free C-Aswa

9. Free MeroShare registration and renewal

10. 50 percent discount on term account charges

11. 50% discount on annual locker facility and 30% discount on mortgage amount

12. Issuance of free dollar card

13. FCY Exchange Discount/Premium: 15 paise discount/premium on foreign exchange transactions of USD, AUD, CAD, GBP and EURO 50% discount on term account prematurity charges

14. Free On-Demand Account Statement

15. 15 percent discount on STC of Beneficial Owner (DP services).

According to the bank, the Super Smart Savings account can be opened at any of the bank’s 121 offices or online. The bank feels that this plan is appropriate for all clients who want to maximize the benefits of a single savings plan in addition to savings and investments.

Jyoti Bikas Bank is customer-focused, responding to their wants and desires, and has been engaged in making bank transactions more long-lasting and effective by offering the latest facilities.

This development bank, which has become accountable to society by providing 50% more money for social activities under social responsibility than other banks and financial organizations now functioning in Nepal, has always prioritized the best interests of the population.

Jyoti Bikas, according to the bank, is constantly devoted to contributing to the rights and interests of customers, workers, regulatory agencies, shareholders, and overall stakeholders via corporate governance.

Jyoti Bikas Bank now operates 121 branch offices, three extension counters, and 75 ATMs.