NIC Asia Bank introduces ‘Gold Loan’ with low interest advantage
The loan allows customers to avail credit by pledging gold bars or gold jewelry.
KATHMANDU: NIC Asia Bank has unveiled an attractive Gold Loan scheme offering competitive interest rates with a 1–3% premium facility.
The loan allows customers to avail credit by pledging gold bars or gold jewelry.
The bank’s new Gold Loan scheme is designed to meet customers’ evolving financial needs and market demands.
Under this program, customers can borrow up to Rs 50 million, with loans ranging from 70% to 80% of the market value of pledged gold, including both bars and jewelry, at competitive interest rates with 1–3% premium benefits.
Additionally, the scheme also enables customers to secure loans for purchasing gold jewelry, offering further financial flexibility.
Loans under this program are available at designated NIC Asia Bank branches across the country.
To ensure a seamless borrowing experience and provide timely assistance, advice, and grievance redressal, the bank has also established a dedicated Loan Assistance Center, following a one-window system approach.
This initiative reinforces NIC Asia Bank’s commitment to providing customer-centric services and innovative financial solutions tailored to the diverse needs of its clientele.
