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Mahalaxmi Bank unveils gold & silver loan for 2026

The bank will also provide loans for purchasing gold or silver from authorized dealers. The maximum loan limit under this scheme is Rs 50 lakh.

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KATHMANDU: On the occasion of English New Year 2026, Mahalaxmi Bikas Bank has announced a special revised gold and silver collateral loan scheme, offering attractive facilities and New Year greetings to its customers.

Targeting the New Year 2026 and acknowledging the growing interest in gold and silver in the Nepali market, the bank has introduced this loan as not only a way to meet jewelry or essential needs but also as a viable investment option.

The bank stated that the scheme will feature low interest rates, a streamlined process, and secure financial management. Under this facility, customers can avail loans using gold or silver as collateral at competitive interest rates.

The bank will also provide loans for purchasing gold or silver from authorized dealers. The maximum loan limit under this scheme is Rs 50 lakh.

To ensure easy, fast, and reliable service, the facility will be available at the bank’s branches in New Road (Kathmandu), Neurod (Pokhara), Maharajgunj, Hetauda, and Bhairahawa, although applications can be submitted at any branch office.

Expressing confidence that this initiative will simplify financial management for its customers, Mahalaxmi Bikas Bank reaffirmed its commitment to offering innovative, customer-centric services during festivals and special occasions in the future.